The banking sector is one of the most targeted victims of fraud-related incidents that have emerged along with the advancement of technology. These attacks, often performed by hackers and/or phishers by stealing confidential information through increasingly sophisticated methods, generate huge losses and cause distress and worry among end-users. However, these incidents can be prevented by employing certain measures needed to strengthen system security. In this regard, the APG8202 PINhandy 2 OTP Generator addresses such needs.
APG8202 PINhandy 2 is an addition to the reliable dynamic password generator line of ACS. Portable and economical, this device operates on a purely standalone mode. Because of this, exposure of sensitive information in the card is limited to the device. APG8202 uses a two-level authentication process requiring cardholders to insert their EMV cards into their respective devices and enter their PIN code using the built-in PIN-pad. After a successful verification, it generates a dynamic one-time password that can only be used once to securely perform several online transactions like online shopping and e-banking.
The APG8202 is capable of One Time Passwords, Challenge-Response Authentication Codes, and Transaction Data Signing (PKI digital signatures) based on EMV cards’ security keys. It is also compliant with major banking, computing and safety standards such as Mastercard® CAP and PLA, VISA DPA and EMV Level 1. It facilitates security in applications by allowing users to generate a one-time password that substitutes for the repetitive input of the same login details that makes them prone to emerging fraud attacks like Card-not-Present (CNP) and Man-in-the-Middle attacks.
View the APG8202 PINhandy 2 video demo here!
- Handheld Device with Compact and Portable Design
- Standalone Operation:
- Supports OTP (One-time Password), Challenge-Response and Transaction Data Signing Modes
- 2 CR2032 Batteries for Power
- Intelligent Battery Management or a Life Expectancy of 5 Years (depending on usage)
- Smart Card Reader:
- Supports Full-sized Microprocessor Cards (T=0, T=1 Protocols)
- Supports ISO 7816 Class A Cards
- Allows semi-insertion of cards
- Short Circuit Protection
- Built-in Peripherals:
- Graphical LCD for Logos and Multiple-language Characters
- Monotone Buzzer
- Durable Tactile Keypad with 20 Silicon Rubber Keys
- Value-added Calculator and e-Purse Function
||95.00mm (L) x 60.00mm (W) x 11.00mm (H)
||49 g (with batteries)
||2 × CR2032 batteries (replaceable)
|Contact Smart Card Interface|
|Number of Slots
||1 Full-sized Card Slot
||ISO 7816 Parts 1-3, Class A (5 V)
||Built-in Calculator Function
EMV Level 1 (Contact)