The banking sector is one of the most targeted victims of fraud-related incidents that have emerged along with the advancement of technology. These attacks, often performed by hackers and/or phishers by stealing confidential information through increasingly sophisticated methods, generate huge losses and cause distress and worry among end-users. However, these incidents can be prevented by employing certain measures needed to strengthen system security. In this regard, the APG8202 PINhandy 2 OTP Generator addresses such needs.

APG8202 PINhandy 2 is an addition to the reliable dynamic password generator line of ACS. Portable and economical, this device operates on a purely standalone mode. Because of this, exposure of sensitive information in the card is limited to the device. APG8202 uses a two-level authentication process requiring cardholders to insert their EMV cards into their respective devices and enter their PIN code using the built-in PIN-pad. After a successful verification, it generates a dynamic one-time password that can only be used once to securely perform several online transactions like online shopping and e-banking.

The APG8202 is capable of One Time Passwords, Challenge-Response Authentication Codes, and Transaction Data Signing (PKI digital signatures) based on EMV cards’ security keys. It is also compliant with major banking, computing and safety standards such as Mastercard® CAP and PLA, VISA DPA and EMV Level 1. It facilitates security in applications by allowing users to generate a one-time password that substitutes for the repetitive input of the same login details that makes them prone to emerging fraud attacks like Card-not-Present (CNP) and Man-in-the-Middle attacks.

View the APG8202 PINhandy 2 video demo here!

Standalone Battery Powered Single Contact Card Slot Graphical/ Dot Matrix LCD Keypad/ PINPad
  • Handheld Device with Compact and Portable Design
  • Standalone Operation:
    • Supports OTP (One-time Password), Challenge-Response and Transaction Data Signing Modes
    • 2 CR2032 Batteries for Power
    • Intelligent Battery Management or a Life Expectancy of 5 Years (depending on usage)
  • Smart Card Reader:
    • Supports Full-sized Microprocessor Cards (T=0, T=1 Protocols)
    • Supports ISO 7816 Class A Cards
    • Allows semi-insertion of cards
    • Short Circuit Protection
  • Built-in Peripherals:
    • Graphical LCD for Logos and Multiple-language Characters
    • Monotone Buzzer
    • Durable Tactile Keypad with 20 Silicon Rubber Keys
  • Value-added Calculator and e-Purse Function
Physical Characteristics
Dimensions (mm) 95.00mm (L) x 60.00mm (W) x 11.00mm (H)
Weight (g) 49 g (with batteries)
Standalone Mode
Power Source 2 × CR2032 batteries (replaceable)
Contact Smart Card Interface
Number of Slots 1 Full-sized Card Slot
Standard ISO 7816 Parts 1-3, Class A (5 V)
Protocol T=0; T=1
Other Features
Other Features Built-in Calculator Function
e-Purse
Certifications/Compliance
Certifications/Compliance MasterCard® CAP
MasterCard® AA4C/PLA
Visa® DPA
EMV Level 1 (Contact)
ISO 7816
CE
FCC
RoHS 2