ACS develops smart card operating systems (ACOS) as its intellectual property. Developed by our dedicated team of specialists, the ACOS3 Combi Microprocessor Card is a dual-interface smart card unlocks the potential of a smart card. It enables a single card to support various applications such as loyalty program, parking registration, access control, eID, and electronic purse.

ACOS3 Combi is specifically designed for highly secured payment applications. Featuring a high degree of security, ACOS3 Combi is particularly suitable for secure loyalty programs, identification and e-Purse applications. Likewise, it may be utilized for common payment solutions.

  • 8KB of EEPROM memory for application data
  • Compliance with ISO 7816 Parts 1, 2 and 3
    • Supports T = 0 direct protocol
    • Supports high-speed transmission rate from 9.6 to 223.2 kbps with modifiable ATR
    • Supports ISO 7816 Part 4 File Structures: Transparent, Linear Fixed
  • Compliance with ISO 14443 Parts 1, 2, 3, and 4
    • Fully compatible with ISO14443A
    • Supports T = CL protocol
    • Supports high-speed transmission rate from 106 to 848 kbps
  • Supports DES/3DES and MAC
  • Has five secret codes + Issuer code
  • Has PIN code that may be updated by the card holder
  • Supports Key Pair for Mutual Authentication
  • Supports Session Key based on FIPS140-2 compliant true random numbers
  • Supports Secure Messaging to ensure that the data is secured from third party attacks
  • Supports Account File Data Structure that can be enabled for secure purse/payment applications