ACS develops smart card operating systems (ACOS) as its intellectual property. Developed by our dedicated team of specialists, the ACOS3 Combi Microprocessor Card is a dual-interface smart card unlocks the potential of a smart card. It enables a single card to support various applications such as loyalty program, parking registration, access control, eID, and electronic purse.

ACOS3 Combi is specifically designed for highly secured payment applications. Featuring a high degree of security, ACOS3 Combi is particularly suitable for secure loyalty programs, identification and e-Purse applications. Likewise, it may be utilized for common payment solutions.

  • Memory
    • Capacity: 8KB
  • Contact Smart Card Interface
    • Compliant with ISO 7816 Parts 1, 2 and 3
    • Supports T=0 Protocol
    • Supports baud up to 223.2 kbps
  • Contactless Smart Card Interface
    • Compliance with ISO 14443 (Type A) Parts 1, 2, 3, 4
    • Supports T=CL Protocol
    • Supports baud up to 848 kbps
  • Cryptographic Features
    • DES, 2K3DES
    • Random Number Generation: FIPS 140-2 compliant hardware based RNG
  • File Security
    • Five secret codes + Issuer Code
    • PIN code
    • Key pair for mutual authentication
    • Session key based on random numbers
    • Secure Messaging function for confidential and authenticated data transfers
    • Supports Account File Data Structure that can be enabled for secure purse/payment applications