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• Is there any available sample application on how the mobile card readers work?

  Yes, there is. You may download the app from App Store and Google Play. The developer name for both platforms is: Advanced Card Systems Ltd.

  https://www.acs.com.hk/en/frequently-asked-questions/54/mobile-card-readers/
• Where can the mobile card readers be used?

  Mobile card readers may be used in different applications, including mobile banking and payment, e-healthcare, and e-purse and loyalty systems.

  https://www.acs.com.hk/en/frequently-asked-questions/54/mobile-card-readers/
• What is the advantage of mobile card reader over the PC-linked card reader?

  Mobile Card Readers are designed to be brought anytime, anywhere. Unlike the PC-linked card reader, mobile card readers have unique connection interfaces which allow them to be used with most mobile devices available in the market, such as tablets and smartphones. In addition, with its dual technology feature (at no additional cost), ACS Mobile Card Readers are perfect for users who would like to transition from magnetic card to smart card technologies.

  https://www.acs.com.hk/en/frequently-asked-questions/54/mobile-card-readers/